Non-Contributory Benefit

You may qualify for a Non-Contributory Pension if you:

·         do not qualify for a contributory pension.

·         are 65 years of age and living in Bermuda; and

·         are Bermudian and have been ordinarily resident in Bermuda for more than ten years during the 20 years before you apply.

Important Information

• All benefits are paid subject to the completion of an application. You can begin receiving payments as early as thirty days after your 65th birthday, provided a complete application is received at least 1 month prior to your 65th birthday. 
• The payment period is the 16th of the month to the 15th of the following month i.e. August 16th to September 15th.
• Benefits paid into a bank outside of Bermuda are facilitated by an overseas partner and a payment mandate must be completed. Payments will not be authorized if the mandate is incomplete, illegible, or missing the required documentation. There is a monthly processing fee.
• The bank account provided must be in the beneficiary’s name solely or jointly, payments are not made into third party accounts.
• Benefit applications must be received by the department within 13 weeks after the date of eligibility. The Director may extend this period if he is satisfied that there was good cause for the delay.